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Benefits
AFR Rates of the Month (%)
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1989
10.0
10.0
10.0
10.0
11.6
11.2
10.6
10.0
9.6
10.2
10.0
9.8
1990
9.6
9.8
10.2
10.6
10.6
11.0
10.6
10.4
10.2
10.6
10.6
10.2
1991
9.8
9.6
9.4
9.6
9.6
9.6
9.6
9.8
9.6
9.0
8.6
8.6
1992
8.2
7.6
8.0
8.4
8.6
8.4
8.2
7.8
7.2
7.0
6.8
7.4
1993
7.6
7.6
7.0
6.6
6.6
6.4
6.6
6.4
6.4
6.0
6.0
6.2
1994
6.4
6.4
6.4
7.0
7.8
8.4
8.2
8.4
8.4
8.6
9.0
9.4
1995
9.6
9.6
9.4
8.8
8.6
8.2
7.6
7.2
7.6
7.6
7.4
7.2
1996
6.8
6.8
6.6
7.0
7.6
8.0
8.2
8.2
8.0
8.0
8.0
7.6
1997
7.4
7.6
7.8
7.8
8.2
8.2
8.0
7.6
7.6
7.6
7.4
7.2
1998
7.2
6.8
6.8
6.8
6.8
7.0
6.8
6.8
6.6
6.2
5.4
5.4
1999
5.6
5.6
5.8
6.4
6.2
6.4
7.0
7.2
7.2
7.2
7.4
7.4
2000
7.4
8.0
8.2
8.0
7.8
8.0
8.0
7.6
7.6
7.4
7.2
7.0
2001
6.8
6.2
6.2
6.0
5.8
6.0
6.2
6.0
5.8
5.6
5.0
4.8
2002
5.4
5.6
5.4
5.6
6.0
5.8
5.6
5.2
4.6
4.2
3.6
4.0
2003
4.2
4.0
3.8
3.6
3.8
3.6
3.0
3.2
4.2
4.4
4.0
4.2
2004
4.2
4.2
4.0
3.8
3.8
4.6
5.0
4.8
4.6
4.4
4.2
4.2
2005
4.6
4.6
4.6
5.0
5.2
4.8
4.6
4.8
5.0
5.0
5.0
5.4
2006
5.4
5.2
5.4
5.6
5.8
6.0
6.0
6.2
6.0
5.8
5.6
5.8
2007
5.6
5.6
5.8
5.6
5.6
5.6
6.0
6.2
5.8
5.2
5.2
5.0
2008
4.4
4.2
3.6
3.4
3.2
3.8
4.2
4.2
4.2
3.8
3.6
3.4
2009
2.4
2.0
2.4
2.6
2.4
2.8
3.4
3.4
3.4
3.2
3.2
3.2
2010
3.0
3.4
3.2
3.2
3.4
3.2
2.8
2.6
2.4
2.0
2.0
1.8
2011
2.4
2.8
3.0
3.0
3.0
2.8
2.4
2.2
2.0
1.4
1.4
1.6
2012
1.4
1.4
1.4
